“Luck is nothing but the intersecting point of your alertness and passing opportunities.”
While many view luck as an element of surprise, I believe it is the result of being alert and constantly seeking opportunities. In the same way, investments are not driven by chance — they demand awareness, continuous research and a basic understanding of how things work.
Though I’m relatively new to this industry, I was quick to grasp the philosophy behind investing. Thanks to the people I’m surrounded with, this way of thinking has become second nature to me.
For me, every investment begins with a simple question — “why?” The answer lies in your motive. Just as a purpose gives meaning to life, an investment goal gives meaning to your investments. Every investment should be linked to a goal — and that is where the journey truly begins.
Once your goals are defined, it is equally important to identify the right investment tool that matches your specific requirements. Just as an Airbus A380 is built for long-haul flights and an A320 is suitable for shorter routes, not every investment product fits every goal. Choosing the right product therefore becomes a crucial step.
During my journey so far, I’ve interacted with many people and noticed one common trend — following what others are doing. This often leads to a lack of awareness and excessive reliance on past performance. It builds a bubble of ignorance and sets unrealistic expectations. That’s why managing investor expectations and behaviour becomes equally essential.
When you truly understand your investments, stay aware and manage your behaviour, luck is bound to find you.
By Priyanshu Mazumder
Wealth Manager
